SARS 2025/2026 AI STRUCTURING ENGINEIncome Tax Act No. 58 of 1962
AI Tax Restructuring & Allowance Optimizer
Model Section 11F Retirement Annuities, Section 8(1)(b) Travel Allowances, and Section 6A Medical Credits.
Projected Individual SARS Net Tax Refund
+R 19 764 Additional Refund
By contributing R 40 000 into your Section 11F RA and logging 2500 km of verified travel.
Current Refund
R 72 499
Optimized Refund
R 92 263
Section 11F Retirement Annuity (RA) Top-UpR 40 000
R0Max 27.5% / R350,000 CapR120,000
Section 8(1)(b) Business Travel Mileage (SARS R5.42/km)2500 km (+R 13 550)
0 kmSARS Deemed Rate Table15,000 km
SARS eFiling ASSISTANT
2025/2026 Tax SeasonIndividual ITR12 Copy-Paste Preparation Sheet
Copy and paste these verified statutory figures directly into your official SARS eFiling declaration:
Code 3601Gross Employment Salary
Income > EmploymentR 950 000
Code 4005Section 11F RA Contribution
Deductions > RetirementR 140 000
Code 3701Section 8(1)(b) Business Travel Claim
Allowances > TravelR 59 150
Code 4102Total PAYE Withheld (IRP5)
Tax Credits > PAYER 275 800
Code SEC_6AMedical Scheme Fees Credit (MTC)
Tax Credits > MedicalR 8 736
Individual Actionable Steps
RETIREMENT_ANNUITY+R 62 887
Top up Section 11F RA Contributions
You have R161,250 in unused RA tax deduction capacity before 28 February 2025.